Home Services Carriers About Us

Benefit Concepts, Inc. understands insurance. More importantly, they understand their clients and the proof is in their service.

Established more than 20 years ago in Charleston, S.C., BCI uses the team's experience to design creative solutions for a wide range of insurance needs, specializing in health, life and disability insurance for individuals and groups.

Lynne Bernthal founded Benefit Concepts, Inc in 1989 after experiencing a lack of service provided by insurance companies while working as a human resource director and operations manager where she interpreted and administered health plans to employees. Her frustrations motivated her to switch careers and enter the health insurance industry.

BCI's mission then and now is to provide the type of service and support that had not been provided to her years ago. BCI's philosophy is one of complete service, listening to customers and personally working with individual and group clients.

With more than 100 years of industry experience, BCI understands insurance needs. Through exceptional service and a personal approach, BCI also understands their clients. This knowledge and understanding empowers Benefit Concepts, Inc. to deliver clients the best benefits solutions.

While BCI started in Charleston, the company now also has offices in Greenville, S.C. and Beaufort, S.C. BCI services national clients based in the Southeast, as well as clients all over North and South Carolina and Georgia.


"'Customer Service' is what Benefit Concepts, Inc. strives at and the staff has overwhelmingly surpassed our expectations."

Rosanne Collins
H2 Builders, Inc.