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Healthcare Reform
Individual Plans and Medicare

Benefit Concepts Inc. is ready to assist all clients in the post-2014 world of the Affordable Care Act (ACA) which began with the October 1, 2013 Marketplace enrollments.

ACA affects employers and individuals in a variety of ways. BCI helps you navigate through all the healthcare reform changes, outlines the myriad of options, helps you comply with ACA laws - all while choosing the plan best-suited for your needs.

The ACA, which became law in March 2010, aims to improve the quality of healthcare while lowering costs. Key features of the plan are free preventative care, prescription discounts for seniors, protection against healthcare fraud and small business tax credits. The ACA ensures access to healthcare for everyone through the Health Insurance Marketplace including protecting consumers with preexisting conditions.

Other benefits of the plan include providing insurance options, covering preventative services and lowering costs for women; making coverage available to young adults up to age 26; strengthening Medicare by providing annual wellness visits and free preventative services for some Medicare recipients; and holding insurance companies accountable by making them justify premium increases of 10 percent or more.

Visit www.healthcare.gov to learn more about the ACA and your healthcare options. As always, never hesitate to contact BCI with any questions or for more information.

"Unlike other benefits providers we have worked with in the past, BCI represents our interests, not the health insurance company's."

H. C. Heyward
Vice President
Anson Construction Company, Inc.